Membership Survey Please enable JavaScript in your browser to complete this form.Hi, We are working to establish a new federal credit union with proposed name: Vine Federal Credit Union. We recently received preliminary approval from the National Credit Union Administration (NCUA) as to the individuals this new federal credit union would be authorized to serve. Based on NCUA’s preliminary approval, you will be able to join this new federal credit union once we complete the chartering process and NCUA issues us a charter. We believe this new federal credit union will be of great financial benefit to you and your family. It will be established with your specific financial needs in mind. Before we begin developing our business plan and financial projections, we need to better understand what specific financial needs you have and how you might use the credit union. The enclosed survey will assist us with this task. Please voluntarily complete the survey questions below and submit this. If you have questions regarding this letter and survey, or about the new proposed federal credit union, you may contact our team by survey@worldolivet.org. Sincerely,Credit Union Application Committee 1. Are you interested in joining the Proposed Federal Credit Union within two years of it being opened? *YesNoBriefly explain why you are not interested in joining the Proposed Federal Credit Union2. Are you currently a member at a credit union or a customer at a bank? *Member at a Credit UnionCustomer at a BankOtherNonePlease explain:3-1. Please choose the state where you live in.-- Choose --AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWashington D.C.West VirginiaWisconsinWyoming3-2. Please enter the zip code of your current residence.4-1. Savings/Shares ProductsPlease indicate which of the following Savings/Shares products are Necessary, Desired or Not Desired for you to join the credit union. Please choose one of them. Necessary service is one that you may need and use now. Desired service is one that you do not need now, however, you wish to have it for the future. Please refer to the definitions below.Personal CheckingNecessaryDesiredNot DesiredPersonal Checking: It is a deposit account that allows withdrawals and deposits. Checking accounts are very liquid and can be accessed using checks, automated teller machines, and electronic debits, among other methods. It often allows for numerous withdrawals and unlimited deposits, whereas savings accounts sometimes limit both. However, traditionally, checking accounts are not interest-bearing accounts.Which of the following average balances for the CHECKING account would you be able to keep in the credit union?$0-$500$501-$1,000$1,001-$1,500$1,501-$2,000$2,001-$2,500$2,501-$3,000Over $3,000Business CheckingNecessaryDesiredNot DesiredBusiness Checking: It is a checking account specifically for business. Usually the account features payroll services for employees and other cash management services for the business owner. Checking accounts are very liquid and can be accessed using checks, automated teller machines, and electronic debits, among other methods. It often allows for numerous withdrawals and unlimited deposits, whereas savings accounts sometimes limit both. However, traditionally, checking accounts are not interest-bearing accounts.Which of the following average balances for the BUSINESS CHECKING account would you be able to keep in the credit union?$0-$1,000$1,001-$5,000$5,001-$10,000$10,001-$15,000$15,001-$20,000$20,001-$25,000Over $25,000SavingsNecessaryDesiredNot DesiredSavings account: It is an interest-bearing deposit account. Though these accounts typically pay a modest interest rate, their safety and reliability make them a great option for parking cash you want available for short-term emergency needs.Savings accounts have some limitations on how often you can withdraw funds.Which of the following average balances for the SAVINGS account would you be able to keep in the credit union?$0-$500$501-$1,000$1,001-$1,500$1,501-$2,000$2,001-$2,500$2,501-$3,000Over $3,000Share CertificateNecessaryDesiredNot DesiredShare certificate: It is a type of credit union savings vehicle similar to the certificates of deposit, or CDs, offered at banks. They usually offer higher yields than regular savings accounts; in exchange, you leave your money in the account for a specified amount of time, ranging typically from a few months to a few years. Longer lengths tend to have better rates than shorter ones. If you withdraw your money too early, you can be charged a penalty.Which of the following Share Certificate Term (i.e. maturity date) would you like to choose?6 months12 months24 monthsOver 24 monthsIf you choose one of Share Certificate Term above, which of the following average balance would you be able to keep in the credit union?$0-$500$501-$1,000$1,001-$1,500$1,501-$2,000$2,001-$2,500$2,501-$3,000Over $3,000IRANecessaryDesiredNot DesiredIRA: Individual retirement accounts are restricted savings accounts intended to provide a source of income for retirement. It is a tax-advantaged investing tool, however, there are income limitations for contributing to IRA account. If you withdraw money from an IRA before age 59½, you are usually subject to an early-withdrawal penalty of 10%.Which of the following average balances for the IRA account would you be able to keep in the credit union?$0-$500$501-$1,000$1,001-$1,500$1,501-$2,000$2,001-$2,500$2,501-$3,000Over $3,0004-2. Loan ProductsPlease indicate which of the following loan products and services are Necessary, Desired or Not Desired for you to join the credit union. Please choose one of them. Necessary service is one that you may need and use now. Desired service is one that you do not need now, however, you wish to have it for the future. Please refer to the definitions below.Credit CardNecessaryDesiredNot DesiredIf you were to acquire a loan in the next 12 months, which of the following ranges represent the amount you might borrow for a CREDIT CARD loan you are interested in?$0-$500$501-$1,000$1,001-$5,000$5,001-$10,000Over $10,000New Vehicle LoanNecessaryDesiredNot DesiredIf you were to acquire a loan in the next 12 months, which of the following ranges represent the amount you might borrow for a NEW VEHICLE loan you are interested in?$0 - $10,000$10,001 - $15,000$15,001 - $20,000$20,001 - $25,000Over $25,000Used Vehicle LoanNecessaryDesiredNot DesiredIf you were to acquire a loan in the next 12 months, which of the following ranges represent the amount you might borrow for a USED VEHICLE loan you are interested in?$0 - $5,000$5,001 - $10,000$10,001 - $15,000$15,001 - $20,000Over $20,000Signature LoanNecessaryDesiredNot DesiredSignature Loan : A signature loan is a type of personal loan that does not require collateral other than the borrower's signature, which represents their “good faith” promise to repay the loan. In other words, a signature loan is the same thing as an unsecured personal loan.If you were to acquire a loan in the next 12 months, which of the following ranges represent the amount you might borrow for a SIGNATURE loan you are interested in?$0-$500$501-$1,000$1,001-$5,000$5,001-$10,000Over $10,000Home MortgageNecessaryDesiredNot DesiredIf you were to acquire a loan in the next 12 months, which of the following ranges represent the amount you might borrow for a HOME MORTGAGE loan you are interested in?$0 - $50,000$50,001 - $100,000$100,001 - $150,000$151,000 - $200,000Over $200,000Home EquityNecessaryDesiredNot DesiredHome Equity Loan: also known as an “equity loan,” a “home equity installment loan,” or a “second mortgage,” is a type of consumer debt. It allows homeowners to borrow against the equity in their residence. The loan amount is based on the difference between the home’s current market value and the homeowner’s mortgage balance due. Home equity loans come in two varieties—fixed-rate loans and home equity lines of credit (HELOCs).If you were to acquire a loan in the next 12 months, which of the following ranges represent the amount you might borrow for a HOME EQUITY loan you are interested in?$0 - $25,000$25,001 - $50,000$50,001 - $75,000$75,001 - $100,000Over $100,000Business LoanNecessaryDesiredNot DesiredIf you were to acquire a loan in the next 12 months, which of the following ranges represent the amount you might borrow for a BUSINESS loan you are interested in?$0 - $20,000$20,001 - $40,000$40,001 - $60,000$60,001 - $80,000Over 80,000Other LoanPlease list any other loans you are interested in that are not listed here.If you were to acquire a loan in the next 12 months, which of the following ranges represent the amount you might borrow for OTHER loan you are interested in?$0-$500$501-$1,000$1,001-$5,000$5,001-$10,000Over $10,0004-3. Other Service ProductsPlease indicate which of the following OTHER Service products are Necessary, Desired or Not Desired for you to join the credit union. Please choose one of them. Necessary service is one that you may need and use now. Desired service is one that you do not need now, however, you wish to have it for the future. Please refer to the definitions below.Debit CardNecessaryDesiredNot DesiredOnline BankingNecessaryDesiredNot DesiredOnline Bill PayNecessaryDesiredNot DesiredWire TransferNecessaryDesiredNot DesiredDirect DepositNecessaryDesiredNot DesiredCashier ChecksNecessaryDesiredNot DesiredMoney OrderNecessaryDesiredNot DesiredTelephone BankingNecessaryDesiredNot DesiredOverdraft protectionNecessaryDesiredNot DesiredNotaryNecessaryDesiredNot DesiredPlease indicate ANY OTHER PRODUCTS OR SERVICES that are Necessary or Desired for you to join the credit union and explain:5-1. Would you be willing to pledge an initial deposit in the credit union?YesNo5-2. If yes, how much would you be willing to deposit?6-1. Would you be interested in making regular deposits (such as payroll deposit) in the credit union?YesNo6-2. If yes, how much would you deposit monthly?7. OtherPlease rank the following in order of your most preferred to least preferred methods of transacting credit union business (DO NOT use the same number more than once): 1 (Most Preferred)2345678 (Least Preferred) Online Banking1 (Most Preferred)Online Banking 1 (Most Preferred)2Online Banking 23Online Banking 34Online Banking 45Online Banking 56Online Banking 67Online Banking 78 (Least Preferred)Online Banking 8 (Least Preferred)Mobile Banking1 (Most Preferred)Mobile Banking 1 (Most Preferred)2Mobile Banking 23Mobile Banking 34Mobile Banking 45Mobile Banking 56Mobile Banking 67Mobile Banking 78 (Least Preferred)Mobile Banking 8 (Least Preferred)Telephone Banking1 (Most Preferred)Telephone Banking 1 (Most Preferred)2Telephone Banking 23Telephone Banking 34Telephone Banking 45Telephone Banking 56Telephone Banking 67Telephone Banking 78 (Least Preferred)Telephone Banking 8 (Least Preferred)Automated Telephone Banking1 (Most Preferred)Automated Telephone Banking 1 (Most Preferred)2Automated Telephone Banking 23Automated Telephone Banking 34Automated Telephone Banking 45Automated Telephone Banking 56Automated Telephone Banking 67Automated Telephone Banking 78 (Least Preferred)Automated Telephone Banking 8 (Least Preferred)ATM1 (Most Preferred)ATM 1 (Most Preferred)2ATM 23ATM 34ATM 45ATM 56ATM 67ATM 78 (Least Preferred)ATM 8 (Least Preferred)Visit the credit union office1 (Most Preferred)Visit the credit union office 1 (Most Preferred)2Visit the credit union office 23Visit the credit union office 34Visit the credit union office 45Visit the credit union office 56Visit the credit union office 67Visit the credit union office 78 (Least Preferred)Visit the credit union office 8 (Least Preferred)USPS Mail Service1 (Most Preferred)USPS Mail Service 1 (Most Preferred)2USPS Mail Service 23USPS Mail Service 34USPS Mail Service 45USPS Mail Service 56USPS Mail Service 67USPS Mail Service 78 (Least Preferred)USPS Mail Service 8 (Least Preferred)Other1 (Most Preferred)Other 1 (Most Preferred)2Other 23Other 34Other 45Other 56Other 67Other 78 (Least Preferred)Other 8 (Least Preferred) Other Preferred Ways of Transacting Credit UnionPlease list any other transaction methods you prefer.Name *FirstLastPhone *Email *8. Would you be interested in being a volunteer official at the credit union?YesNoName *FirstLastPhone *Email *Please provide us with any other thoughts or comments you would like to share with us.Submit